The law has long recognized that individuals injured due to the negligence of others may recover damages from the responsible party. Automobile accidents are a prime example of such cases.
Property owners have a legal obligation to make sure their property is maintained in a safe and secure manner. Slip or trip and fall cases, injuries cause by poor lighting or building defects and failure to warn of dangers are examples of cases that are referred to as “premises liability”.
In Missouri, an injured person can recover damages even if he or she were partially at fault.
Damages for personal injuries include loss of past and future income, recoupment of out-of-pocket expenses such as medical bills, pain and suffering, loss of enjoyment of life, loss of consortium (relations with one’s spouse).
If an accident results in death, the family members can bring suit for the loss of a loved one in what is called a wrongful death action, which including damages for the loss of anticipated economic support that would have been provided by the decedent and funeral bills, in addition to the above damages.
The insurance company is not your friend, though a savvy adjuster will try to play that role. Do not give a statement to anyone representing the insurance company, or its representative. If you give a “good” statement, it will be tossed by the insurance company, whereas any misstatement will be pressed to your disadvantage. In other words, heads they win, tails you lose.
Likewise, resist early offers to settle, and do not sign any releases without consulting an attorney.
I have over 25 years of experience in litigating personal injury law suits and negotiating with insurance companies for fair settlements. In addition, experience has taught me to investigate any possible avenues to collect a full recovery, including a determination of additional parties who might be responsible for your injuries; the potential for the pursuit of uninsured or underinsured motorist coverage; and to always challenge insurance adjusters and investigators who downplay the extent of your injuries and damages.
In short, my goal is to ensure that you are fully and fairly compensated.share